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EU-KfW Western Balkans Guarantee Launched to Strengthen MSMEs Access to Finance in Albania

Tirana, 22 January 2026 – The EU–KfW Western Balkans Guarantee Programme was officially launched in Tirana, marking an

A decade of partnership and gratitude – ADGF thanks partner financial institutions

In the framework of the 10th anniversary of its establishment, the Albanian Development Guarantee Foundation (ADGF) celebrated a

Welcoming speech of the Executive Director, Ms. Gertjana Drita at the ADGF 10th anniversary ceremony

On the tenth anniversary of the establishment of the Albanian Development Guarantee Foundation (ADGF), the Executive Director, Ms.

Albanian Development Guarantee Foundation – ADGF celebrates its 10th anniversary with an evening of gratitude and partnership

Albanian Development Guarantee Foundation – ADGF celebrated its 10th anniversary, marking a decade of collaboration, impact and sustainable

Signing of the Financing Agreement between KfW and ADGF: “EU-KfW Western Balkans Guarantee”

On December 11, 2024, Albanian Development Guarantee Foundation (ADGF) signed a Financing Agreement with KfW for 16.13 million

Signing of the Partnership Agreement between ADGF and ProCredit Bank

On August 2nd, 2024, Albanian Development Guarantee Foundation (ADGF) and ProCredit Bank Albania signed a partnership agreement to

Gertjana Drita

Executive Director

Gertjana joined ADGF at the beginning of 2020 and currently holds the position of Executive Director at the foundation.
She has more than 15 years of experience in the banking system, covering management positions in Human Resources Management and Small & Medium Enterprises Business Department.
Gertjana has graduated in Finance & Accounting at University of Tirana and has participated in many international development trainings programs.

Laureta Domi

Chief Guarantee Officer

Laureta joined ADGF at the beginning of 2022 and currently holds the position of Chief Guarantee Officer at the foundation.
She is an experienced Finance and Banking Senior Manager with 19 years in team building, leadership, sales force effectiveness, customer experience and portfolio management.
Laureta has a Bachelor’s degree and Master of Science degree in Management from the Faculty of Economy, University of Tirana, as well as a Master Degree in Finance and Banking from the Institute Universitaire Kort Bosch, in Switzerland besides many certificated courses and trainings. She also lectures as a visiting professor in Aleksandër Moisiu University.

Ermir Çoba

Agro & RE Portfolio Manager

Ermir joined ADGF in May 2022 and is responsible for managing the Agro and Energy Efficiency/ Renewable Energy guarantee portfolio.
He has about 15 years of experience in the banking and microfinance system, holding several positions, related to credit financial analysis, risk reporting and risk assessment.
Ermir graduated in Accounting at the University of Tirana and also holds several national and international certifications in the field of accounting, risk management, financial analysis, agriculture lending, etc.

Aurela Tomini

Portfolio Manager

Aurela joined ADGF in November 2025 as a Portfolio Manager.
She is an experienced banking professional with two decades in the financial industry, having held diverse roles in sales, risk management, and product development.
Aurela graduated from the Agricultural University of Tirana, earning her Bachelor’s degree in Agri-Business in 2005. Throughout her career, she has also completed numerous professional trainings that have further strengthened her expertise in banking operations, credit processes, and financial analysis.

Besiana Lika

Chief Financial Officer & Risk Manager

Besiana joined ADGF in 2016 and is responsible for the financial management and the risk aspects of the foundation. Also, she serves as the Secretary to the Board of Directors.
She has a background in finance, accounting, risk and business analytics.
Besiana earned a Bachelor degree in Finance & Accounting in 2012 and a Master of Science in Finance in 2014, in the Faculty of Economy at the University of Tirana. Since her graduation, she is also working as a part time lecturer at the Faculty of Economy.

Stelina Shefqeti

Finance & Administration Officer

Stelina joined ADGF in 2021 and is responsible for the financial and administrative activities of the foundation.
Stelina earned a Bachelor’s degree in Finance in 2020 and a Master of Science in Finance in 2022 from the Faculty of Economy, University of Tirana. In addition, she has pursued several professional courses and trainings focused on accounting, financial analysis and financial modeling.