ABOUT US
The Albanian Development Guarantee Foundation (ADGF) was established in July 2015 under the laws of the Republic of Albania. The idea was conceived as part of the EU framework of IPA to finance a program “Program for Rural Credit Guarantee” in Albania with the goal of increasing household incomes in Albania’s rural areas. The activities were co-financed by the EU and the Government of Albania for a total value of EUR 5.5 million, out of which EUR 5 million were from EU and EUR 0.5 million were from the Government of Albania. The initial project running from November 2014 through March 2016 was implemented by KfW Development Bank.
The Foundation’s capital was increased by an additional 30 million Euro in December 2018 from the German Government through KfW Development Bank, which continues to support the Foundation through technical assistance and studies.
GUARANTEE WINDOWS
We offer targeted financial programs to empower your business at every stage.
Regular Window
Loans to MSME businesses in the agricultural sector specifically, in rural areas in general, and other sectors of the economy.
Green Window
Green Window is dedicated to providing special support for MSME investments that lead to a reduction in energy consumption or CO² emission of at least 20%.
Covid Window
Bank’s existing clients or new ones facing cash flow problems related ONLY to the situation created due to enforced measures against COVID-19
Start-Up Window
The Start-Up Guarantee Window is dedicated to supporting individuals and businesses, which have a bankable idea and a business plan/proposal.
ADGF Portfolio Distribution ( By Economic Sector & Region)
Volume of Disbursed Loans (Banks & NBFI)
Volume of Disbursed Loans (Banks & NBFI)
EVENTS
Welcoming speech of the Executive Director, Ms. Gertjana Drita at the ADGF 10th anniversary ceremony
Albanian Development Guarantee Foundation – ADGF celebrates its 10th anniversary with an evening of gratitude and partnership
DONORS
Our donors are not just contributors, they are a powerful added value that drives our progress.
PARTNERS
Our institutional partners, essential to fulfilling our mission and achieving shared strategic goals.


