Skip to content

ADGF Officially Becomes a Member of AECM

Lisbon, 21 May 2026

The Albanian Development Guarantee Foundation (ADGF) was officially accepted as a member of AECM – European Association of Guarantee Institutions, following the approval of the AECM General Assembly, held as part of the Annual Event in Lisbon.

This membership represents an important step in ADGF’s institutional development and in strengthening cooperation with European guarantee institutions. Through this network, ADGF will have the opportunity to exchange experiences, learn from international best practices, and contribute to discussions on the role of guarantee schemes in improving access to finance for micro, small and medium-sized enterprises.

AECM brings together leading guarantee institutions in Europe, whose mission is to support businesses, promote entrepreneurship and strengthen financial inclusion. By joining this community, ADGF further strengthens its position as an important institution supporting MSME financing in Albania.

Membership in AECM also creates new opportunities for cooperation, knowledge sharing and participation in joint initiatives at European level. This is particularly important at a time when guarantee instruments are playing an increasingly important role in supporting economic growth, business resilience and private sector development.

ADGF thanks AECM for the warm welcome and trust, and expresses its commitment to being an active member of this network, contributing to strengthening the role of guarantee institutions in supporting businesses.

Through ADGF’s membership, Albania now also becomes part of the European community of guarantee institutions.

ADGF Officially Becomes a Member of AECM

May 21, 2026

ADGF Signs New Guarantee Agreement with Credins Bank under the EU Western Balkans Guarantee Programme

May 14, 2026

ADGF and BKT Strengthen Cooperation through New EU–KfW Guarantee Agreement

May 8, 2026

ADGF Expands Partnership with ProCredit Bank to Strengthen MSME Support under EU–KfW Programme

May 6, 2026

ADGF brings EU–KfW guarantee instrument to microfinance through agreement with Fondi Besa

May 6, 2026

Gertjana Drita

Executive Director

Gertjana joined ADGF at the beginning of 2020 and currently holds the position of Executive Director at the foundation.
She has more than 15 years of experience in the banking system, covering management positions in Human Resources Management and Small & Medium Enterprises Business Department.
Gertjana has graduated in Finance & Accounting at University of Tirana and has participated in many international development trainings programs.

Laureta Domi

Chief Guarantee Officer

Laureta joined ADGF at the beginning of 2022 and currently holds the position of Chief Guarantee Officer at the foundation.
She is an experienced Finance and Banking Senior Manager with 19 years in team building, leadership, sales force effectiveness, customer experience and portfolio management.
Laureta has a Bachelor’s degree and Master of Science degree in Management from the Faculty of Economy, University of Tirana, as well as a Master Degree in Finance and Banking from the Institute Universitaire Kort Bosch, in Switzerland besides many certificated courses and trainings. She also lectures as a visiting professor in Aleksandër Moisiu University.

Ermir Çoba

Agro & RE Portfolio Manager

Ermir joined ADGF in May 2022 and is responsible for managing the Agro and Energy Efficiency/ Renewable Energy guarantee portfolio.
He has about 15 years of experience in the banking and microfinance system, holding several positions, related to credit financial analysis, risk reporting and risk assessment.
Ermir graduated in Accounting at the University of Tirana and also holds several national and international certifications in the field of accounting, risk management, financial analysis, agriculture lending, etc.

Aurela Tomini

Portfolio Manager

Aurela joined ADGF in November 2025 as a Portfolio Manager.
She is an experienced banking professional with two decades in the financial industry, having held diverse roles in sales, risk management, and product development.
Aurela graduated from the Agricultural University of Tirana, earning her Bachelor’s degree in Agri-Business in 2005. Throughout her career, she has also completed numerous professional trainings that have further strengthened her expertise in banking operations, credit processes, and financial analysis.

Besiana Lika

Chief Financial Officer & Risk Manager

Besiana joined ADGF in 2016 and is responsible for the financial management and the risk aspects of the foundation. Also, she serves as the Secretary to the Board of Directors.
She has a background in finance, accounting, risk and business analytics.
Besiana earned a Bachelor degree in Finance & Accounting in 2012 and a Master of Science in Finance in 2014, in the Faculty of Economy at the University of Tirana. Since her graduation, she is also working as a part time lecturer at the Faculty of Economy.

Stelina Shefqeti

Finance & Administration Officer

Stelina joined ADGF in 2021 and is responsible for the financial and administrative activities of the foundation.
Stelina earned a Bachelor’s degree in Finance in 2020 and a Master of Science in Finance in 2022 from the Faculty of Economy, University of Tirana. In addition, she has pursued several professional courses and trainings focused on accounting, financial analysis and financial modeling.