Skip to content

ADGF and OTP Bank Albania sign cooperation agreement under the EU–KfW Guarantee Programme

Tirana, 21 April 2026 — OTP Bank Albania has joined the EU–KfW Western Balkans Guarantee Programme through a cooperation agreement with the Albanian Development Guarantee Foundation (ADGF), expanding banking sector participation in an instrument designed to support financing for the real economy.

The agreement marks OTP Bank Albania’s entry into the programme’s network of partner financial institutions and represents a further step in the use of guarantee mechanisms as a tool to expand lending capacity and support risk-sharing.

In a market where access to finance remains a key factor for business growth, such instruments are increasingly being used to help create more favourable financing conditions and strengthen interaction between public institutions, international partners and the banking sector.

“The inclusion of OTP Bank Albania strengthens the network of partners using the EU-KfW Western Balkans Guarantee will allow more businesses to have access to finance with the ultimate goal of preparing them for EU market, to be more resilient and more competitive.

At the same time, it adds to the successful partnership we have had so far with OTP, and increases our capacity to support the private sector through sustainable financing mechanisms,” said Ms. Gertjana Drita, Executive Director of ADGF.

Mr. Bledar Shella, Chief Executive Officer of OTP Bank Albania, underlined that the agreement provides a basis for deepening cooperation with ADGF and expanding the use of instruments that support lending activity.

The agreement with OTP Bank Albania follows the continued expansion of the programme’s partner network, as ADGF advances cooperation with other financial institutions under the EU–KfW Western Balkans Guarantee Programme.

Job Vacancy – Risk Manager

April 27, 2026

ADGF and OTP Bank Albania sign cooperation agreement under the EU–KfW Guarantee Programme

April 21, 2026

Expanding financing opportunities for businesses: ADGF and Crimson Finance Fund Albania sign agreement under the EU–KfW Guarantee Programme

April 9, 2026

Workshop with Partner Banks on Updated Operational Procedures

February 24, 2026

EU-KfW Western Balkans Guarantee Launched to Strengthen MSMEs Access to Finance in Albania

January 22, 2026

Gertjana Drita

Executive Director

Gertjana joined ADGF at the beginning of 2020 and currently holds the position of Executive Director at the foundation.
She has more than 15 years of experience in the banking system, covering management positions in Human Resources Management and Small & Medium Enterprises Business Department.
Gertjana has graduated in Finance & Accounting at University of Tirana and has participated in many international development trainings programs.

Laureta Domi

Chief Guarantee Officer

Laureta joined ADGF at the beginning of 2022 and currently holds the position of Chief Guarantee Officer at the foundation.
She is an experienced Finance and Banking Senior Manager with 19 years in team building, leadership, sales force effectiveness, customer experience and portfolio management.
Laureta has a Bachelor’s degree and Master of Science degree in Management from the Faculty of Economy, University of Tirana, as well as a Master Degree in Finance and Banking from the Institute Universitaire Kort Bosch, in Switzerland besides many certificated courses and trainings. She also lectures as a visiting professor in Aleksandër Moisiu University.

Ermir Çoba

Agro & RE Portfolio Manager

Ermir joined ADGF in May 2022 and is responsible for managing the Agro and Energy Efficiency/ Renewable Energy guarantee portfolio.
He has about 15 years of experience in the banking and microfinance system, holding several positions, related to credit financial analysis, risk reporting and risk assessment.
Ermir graduated in Accounting at the University of Tirana and also holds several national and international certifications in the field of accounting, risk management, financial analysis, agriculture lending, etc.

Aurela Tomini

Portfolio Manager

Aurela joined ADGF in November 2025 as a Portfolio Manager.
She is an experienced banking professional with two decades in the financial industry, having held diverse roles in sales, risk management, and product development.
Aurela graduated from the Agricultural University of Tirana, earning her Bachelor’s degree in Agri-Business in 2005. Throughout her career, she has also completed numerous professional trainings that have further strengthened her expertise in banking operations, credit processes, and financial analysis.

Besiana Lika

Chief Financial Officer & Risk Manager

Besiana joined ADGF in 2016 and is responsible for the financial management and the risk aspects of the foundation. Also, she serves as the Secretary to the Board of Directors.
She has a background in finance, accounting, risk and business analytics.
Besiana earned a Bachelor degree in Finance & Accounting in 2012 and a Master of Science in Finance in 2014, in the Faculty of Economy at the University of Tirana. Since her graduation, she is also working as a part time lecturer at the Faculty of Economy.

Stelina Shefqeti

Finance & Administration Officer

Stelina joined ADGF in 2021 and is responsible for the financial and administrative activities of the foundation.
Stelina earned a Bachelor’s degree in Finance in 2020 and a Master of Science in Finance in 2022 from the Faculty of Economy, University of Tirana. In addition, she has pursued several professional courses and trainings focused on accounting, financial analysis and financial modeling.