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Open Call for Tender Prequalification

Consulting Services

(MSME Finance / Technical Assistance)   

Deadline: February 28, 2022

(2 pm CET)

 

Country: Republic of Albania

Project: ADGF Start-up Window for Covid-19 Recovery

BMZ No.: 2020 68 559 Follow-up Phase

Project Executing Agency (PEA):

Albanian Development Guarantee Foundation (ADGF): Rr.”Abdi Toptani”, Torre Drin, kati 9, nr. 93, 1001

Tirana, Albania

Tender:   International Competitive Bidding (ICB):

Tender for Consulting Services: “Technical Assistant Consultant”

KfW Procurement ID: 507931

Prequalification

Project measures: ADGF was established by KfW and its Albanian partners with European Union funding in July 2015. ADGF aims to improve access to finance for micro-, small and medium sized enterprises (MSMEs) in Albania through the provision of guarantees to local financial institutions since 2015. The Project aims to deploy additional grant funding provided by BMZ through KfW in 2021 for guarantees and technical assistance measures to support MSMEs towards economic recovery and to relaunch growth with a more specific focus on supporting entrepreneurs and start-ups.

Requested Consultant Services: The Services comprise of technical assistance (TA) for financial institutions and for MSMEs as well as project administrative support for the ADGF. The TA shall target both financial institutions and MSMEs and aim to ensure that project objectives are achieved. The deployment of TA shall be preceded by a needs assessment and TA concept development which must be accepted by ADGF and KfW. The Consultant is expected to implement the Services in continuous close coordination with ADGF, KfW and other key stakeholders in the field of MSME and Start-up promotion in Albania.

Key Personnel profile: The Services are to be provided by a team of international and national experts with expertise and experience in the following areas:

  • Advisory services
  • for start-ups/young MSMEs regarding access to finance / financial products
  • To financial intermediaries regarding provision of credit products to MSMEs
  • Regarding structuring of guarantee funds and similar credit enhancing instruments
  • Conceptualization and implementation of technical assistance / training measures or programs for financial intermediaries and MSMEs regarding MSME finance
  • MDB/IFI project management including reporting

Experience in the Albanian and/or regional MSME ecosystem and markets are expected.

Minimum requirements: The Services shall be awarded to an independent consultant firm or joint venture / consortium of firms with a proven track record in the respective experience areas. The average annual turnover of the consultant shall exceed EUR 300,000 (or other currency equivalent) for the last three (3) financial years and an average Current Ratio equal or larger than ≥ 1.0 for the last three financial years. For joint ventures / consortia, the aggregated turnover of the association will be considered and the lead consultant must meet 50% of the requirement. Further information is available in the Prequalification document.

Procurement framework: This Prequalification for Consulting Services will be guided by the latest version of KfW´s “Guidelines for the Procurement of Consulting Services, Works, Plant, Goods and Non-Consulting Services in Financial Cooperation with Partner Countries” (Update 2021 / available on www.kfw-entwicklungsbank.de).

Usage of e-procurement: Applications and Proposals for this tender shall be submitted electronically only through the e-procurement platform by the provider Exficon GmbH. No physical submissions of Applications and Proposals will be required. Further information is available in the Prequalification document.

To receive the Prequalification documentation, please contact Tender Agent (Rene Meyer) under [email protected].

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November 5, 2025

Albanian Development Guarantee Foundation – ADGF celebrates its 10th anniversary with an evening of gratitude and partnership

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Call for submission of Proposals

July 1, 2025

Gertjana Drita

Executive Director

Gertjana joined ADGF at the beginning of 2020 and currently holds the position of Executive Director at the foundation.
She has more than 15 years of experience in the banking system, covering management positions in Human Resources Management and Small & Medium Enterprises Business Department.
Gertjana has graduated in Finance & Accounting at University of Tirana and has participated in many international development trainings programs.

Laureta Domi

Chief Guarantee Officer

Laureta joined ADGF at the beginning of 2022 and currently holds the position of Chief Guarantee Officer at the foundation.
She is an experienced Finance and Banking Senior Manager with 19 years in team building, leadership, sales force effectiveness, customer experience and portfolio management.
Laureta has a Bachelor’s degree and Master of Science degree in Management from the Faculty of Economy, University of Tirana, as well as a Master Degree in Finance and Banking from the Institute Universitaire Kort Bosch, in Switzerland besides many certificated courses and trainings. She also lectures as a visiting professor in Aleksandër Moisiu University.

Ermir Çoba

Agro & RE Portfolio Manager

Ermir joined ADGF in May 2022 and is responsible for managing the Agro and Energy Efficiency/ Renewable Energy guarantee portfolio.
He has about 15 years of experience in the banking and microfinance system, holding several positions, related to credit financial analysis, risk reporting and risk assessment.
Ermir graduated in Accounting at the University of Tirana and also holds several national and international certifications in the field of accounting, risk management, financial analysis, agriculture lending, etc.

Aurela Tomini

Portfolio Manager

Aurela joined ADGF in November 2025 as a Portfolio Manager.
She is an experienced banking professional with two decades in the financial industry, having held diverse roles in sales, risk management, and product development.
Aurela graduated from the Agricultural University of Tirana, earning her Bachelor’s degree in Agri-Business in 2005. Throughout her career, she has also completed numerous professional trainings that have further strengthened her expertise in banking operations, credit processes, and financial analysis.

Besiana Lika

Chief Financial Officer & Risk Manager

Besiana joined ADGF in 2016 and is responsible for the financial management and the risk aspects of the foundation. Also, she serves as the Secretary to the Board of Directors.
She has a background in finance, accounting, risk and business analytics.
Besiana earned a Bachelor degree in Finance & Accounting in 2012 and a Master of Science in Finance in 2014, in the Faculty of Economy at the University of Tirana. Since her graduation, she is also working as a part time lecturer at the Faculty of Economy.

Stelina Shefqeti

Finance & Administration Officer

Stelina joined ADGF in 2021 and is responsible for the financial and administrative activities of the foundation.
Stelina earned a Bachelor’s degree in Finance in 2020 and a Master of Science in Finance in 2022 from the Faculty of Economy, University of Tirana. In addition, she has pursued several professional courses and trainings focused on accounting, financial analysis and financial modeling.