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Capacity Building

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Capacity Building

Albanian Development Guarantee Foundation provides training to the staff of partner institutions with the aim of increasing their core capabilities and expertise, enabling them to deliver financial services across various sectors of the economy.

Agricultural Lending Excellence

500+ loan officers and managers trained in agricultural financial analysis, project appraisal, and risk management for dairy, greenhouse, and livestock operations.

Green Finance Expertise

300+ staff trained in renewable energy, energy efficiency, and climate adaptation strategies, supporting Albania’s green transition.

Entrepreneurship Development

120+ banks and MFIs staff trained in start-up lending.

500+ entrepreneurs learned to prepare bankable business proposals.

RE/EE Training for Fibank staff - 14 - 15 October 2020

In partnership with MACS, ADGF designed, developed and delivered training courses for PFIs in the RE/EE and awareness raising which were carried out in October 2020. These trainings were conducted by one local consultants (Mr. Agron Saliu) and, besides presentation and identification of eligible measures and projects, included awareness raising and promotion/marketing components like identification of eligible projects for existing clients, acquisition of new clients/projects, promotion of RE/EE financing etc.

Training: ADGF Guaranteed GHG Reduction Loans.
RE/EE Training for Fibank staff.

Date: 14 – 15 October 2020

Covered Topics:

  • Climate change
  • RE/EE technologies
  • Loan workflow procedures

In partnership with MACS, ADGF designed, developed and delivered training courses for PFIs in the RE/EE and awareness raising which was carried out in October 2020. These trainings were conducted by one local consultant (Mr Agron Saliu) and, besides presentation and identification of eligible measures and projects, includedawareness raising and promotion/marketing components like identification ofeligible projects for existing clients, acquisition of new clients/projects, promotion of RE/EE financing etc.

Training: ADGF Guaranteed GHG Reduction Loans.
RE/EE Training for OTP staff.

Date: 13 October 2020
Covered Topics:

  • Climate change
  • RE/EE technologies
  • Loan workflow procedures

In partnership with MACS, ADGF designed, developed and delivered training courses for PFIs in the RE/EE and awareness raising which were carried out in October 2020. These trainings were conducted by one local consultants (Mr. Agron Saliu) and, besides presentation and identification of eligible measures and projects, included awareness raising and promotion/marketing components like identification of eligible projects for existing clients, acquisition of new clients/projects, promotion of RE/EE financing etc.

RE/EE Training for Besa Fund staff.

Date: 7 October 2020
Covered Topics:

  • Climate change
  • RE/EE technologies
  • Loan workflow procedures

In partnership with MACS, ADGF designed, developed and delivered training courses for PFIs in the RE/EE and awareness raising which were carried out in October 2020. These trainings were conducted by one local consultants (Mr. Agron Saliu) and, besides presentation and identification of eligible measures and projects, included awareness raising and promotion/marketing components like identification of eligible projects for existing clients, acquisition of new clients/projects, promotion of RE/EE financing etc.

Date: 6 October 2020
Covered Topics:

  • Climate change
  • RE/EE technologies
  • Loan workflow procedures

In partnership with MACS, ADGF designed, developed and delivered training courses for PFIs in the RE/EE and awareness raising which were carried out in October 2019. These trainings were conducted by one local consultants (Mr. Agron Saliu) and, besides presentation and identification of eligible measures and projects, included awareness raising and promotion/marketing components like identification of eligible projects for existing clients, acquisition of new clients/projects, promotion of RE/EE financing etc.

Training: ADGF Guaranteed GHG Reduction Loans.

RE/EE Training for FED Invest staff.

Date: 22 October 2019

Covered Topics:

  • Climate change
  • RE/EE technologies
  • Loan workflow procedures

In partnership with MACS, ADGF designed, developed and delivered training courses for PFIs in the RE/EE and awareness raising which were carried out in October 2019. These trainings were conducted by one local consultants (Mr. Agron Saliu) and, besides presentation and identification of eligible measures and projects, included awareness raising and promotion/marketing components like identification of eligible projects for existing clients, acquisition of new clients/projects, promotion of RE/EE financing etc.

Training: ADGF Guaranteed GHG Reduction Loans.

RE/EE Training for NOA staff.

Date: 19 October 2019

Covered Topics:

  • Climate change
  • RE/EE technologies
  • Loan workflow procedures

In partnership with MACS, ADGF designed, developed and delivered training courses for PFIs in the RE/EE and awareness-raising which were carried out in October 2019. These training were conducted by one local consultant (Mr. Agron Saliu) and, besides presentation and identification of eligible measures and projects, including awareness-raising and promotion/marketing components like identification of eligible projects for existing clients, acquisition of new clients/projects, promotion of RE/EE financing etc.

Training: ADGF Guaranteed GHG Reduction Loans.

RE/EE Training for Credins staff.

Date: 17 October 2019

Covered Topics:

  • Climate change
  • RE/EE technologies
  • Loan workflow procedures

In partnership with MACS, ADGF designed, developed and delivered training courses for PFIs in the RE/EE and awareness raising which were carried out in October 2019. These trainings were conducted by one local consultant (Mr. Agron Saliu) and, besides presentation and identification of eligible measures and projects, included awareness-raising and promotion/marketing components like identification of eligible projects for existing clients, acquisition of new clients/projects, promotion of RE/EE financing etc.

Training: ADGF Guaranteed GHG Reduction Loans.

RE/EE Training for BKT staff.

Date: 15 October 2019

Covered Topics:

  • Climate change
  • RE/EE technologies
  • Loan workflow procedures

MACS provided on-the-job training in eSave for the ADGF staff. This training was carried out in September 2019, in the premises of ADGF in Tirana. It was conducted by an international consultant and experienced eSave trainer (Ms. Valentina Matkovic).

MACS provided to ADGF eSave users the documentation, user guides and video tutorials for eSave and also will provide continuous support and helpdesk services throughout the contract period or until the full disbursement of funds. The support and helpdesk services will include, among other, administration of accounts, support in using eSave, replying to inquiries regarding eligibility of measures, identification of potential RE/EE projects etc.

Training: eSave training for ADGF staff.

Date: 19 September 2019

Covered Topics:

  • GHG reduction loans: conditions of financing
  • eSave: Software overview
  • Eligibility check for ADGF guaranteed GHG reduction loans
  • Loan workflow
  • Standard measures that can be financed
  • Non-standard measures that can be financed
  • Online demonstration of eSave

In partnership with a leading agronomist and agribusiness lenders, ADGF designed, developed and delivered training courses to loan officers of banks and non-banking institutions in areas directly related to agricultural lending with topics ranging from financial analysis and underwriting to value chain analysis, gross margin analysis, agricultural project appraisal, dairy production, greenhouses, high tunnel vegetables, risk management, storage and monitoring, livestock elevation, etc. During 2016 and 2017, ADGF was proud to train 500+ loan officers and managers.

Topics:

  • Value Chain Analyses
  • Risk Analyses
  • Credit Underwriting

In partnership with a leading agronomist and agribusiness lenders, ADGF designed, developed and delivered training courses to loan officers of banks and non-banking institutions in areas directly related to agricultural lending with topics ranging from financial analysis and underwriting to value chain analysis, gross margin analysis, agricultural project appraisal, dairy production, greenhouses, high tunnel vegetables, risk management, storage and monitoring, livestock elevation, etc. During 2016 and 2017, ADGF was proud to train 500+ loan officers and managers.

Topics:

  • Value Chain Analyses
  • Risk Analyses
  • Credit Underwriting

In partnership with a leading agronomist and agribusiness lenders, ADGF designed, developed and delivered training courses to loan officers of banks and non-banking institutions in areas directly related to agricultural lending with topics ranging from financial analysis and underwriting to value chain analysis, gross margin analysis, agricultural project appraisal, dairy production, greenhouses, high tunnel vegetables, risk management, storage and monitoring, livestock elevation, etc. During 2016 and 2017, ADGF was proud to train 500+ loan officers and managers.

Topics:

  • Number Crunching/SME Format
  • Softside/High tunnel vegetables
  • Diary
  • Storage and monitoring

Gertjana Drita

Executive Director

Gertjana joined ADGF at the beginning of 2020 and currently holds the position of Executive Director at the foundation.
She has more than 15 years of experience in the banking system, covering management positions in Human Resources Management and Small & Medium Enterprises Business Department.
Gertjana has graduated in Finance & Accounting at University of Tirana and has participated in many international development trainings programs.

Laureta Domi

Chief Guarantee Officer

Laureta joined ADGF at the beginning of 2022 and currently holds the position of Chief Guarantee Officer at the foundation.
She is an experienced Finance and Banking Senior Manager with 19 years in team building, leadership, sales force effectiveness, customer experience and portfolio management.
Laureta has a Bachelor’s degree and Master of Science degree in Management from the Faculty of Economy, University of Tirana, as well as a Master Degree in Finance and Banking from the Institute Universitaire Kort Bosch, in Switzerland besides many certificated courses and trainings. She also lectures as a visiting professor in Aleksandër Moisiu University.

Ermir Çoba

Agro & RE Portfolio Manager

Ermir joined ADGF in May 2022 and is responsible for managing the Agro and Energy Efficiency/ Renewable Energy guarantee portfolio.
He has about 15 years of experience in the banking and microfinance system, holding several positions, related to credit financial analysis, risk reporting and risk assessment.
Ermir graduated in Accounting at the University of Tirana and also holds several national and international certifications in the field of accounting, risk management, financial analysis, agriculture lending, etc.

Aurela Tomini

Portfolio Manager

Aurela joined ADGF in November 2025 as a Portfolio Manager.
She is an experienced banking professional with two decades in the financial industry, having held diverse roles in sales, risk management, and product development.
Aurela graduated from the Agricultural University of Tirana, earning her Bachelor’s degree in Agri-Business in 2005. Throughout her career, she has also completed numerous professional trainings that have further strengthened her expertise in banking operations, credit processes, and financial analysis.

Besiana Lika

Chief Financial Officer & Risk Manager

Besiana joined ADGF in 2016 and is responsible for the financial management and the risk aspects of the foundation. Also, she serves as the Secretary to the Board of Directors.
She has a background in finance, accounting, risk and business analytics.
Besiana earned a Bachelor degree in Finance & Accounting in 2012 and a Master of Science in Finance in 2014, in the Faculty of Economy at the University of Tirana. Since her graduation, she is also working as a part time lecturer at the Faculty of Economy.

Stelina Shefqeti

Finance & Administration Officer

Stelina joined ADGF in 2021 and is responsible for the financial and administrative activities of the foundation.
Stelina earned a Bachelor’s degree in Finance in 2020 and a Master of Science in Finance in 2022 from the Faculty of Economy, University of Tirana. In addition, she has pursued several professional courses and trainings focused on accounting, financial analysis and financial modeling.