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Call for submission of Proposals

Consulting

Services

(MSME Finance / Technical Assistance)

Deadline: August 08, 2025

(2 pm CET)

 

Countries: Regional (Albania / Kosovo / Serbia)

Project Executing Agencies (PEA) / Employers:

1.

Albanian Development Guarantee Foundation

Rr. “Abdi Toptani”

Torre Drini, Kati 9, Nr. 93

Tirana

Albania

2.

Kosovo Credit Guarantee Fund

Njazi Alishani No. 5

1000 Pristina

Republic of Kosovo

3.

Serbian Entrepreneurship Foundation

Vladimira Popovica Street No. 6

Belgrade, New Belgrade

Serbia

 

Deadline of Submission of Proposals: August 8th, 2025 (2 pm CET)

E-procurement through Exficon only

Project: EU-KfW Western Balkans Guarantee – Supporting Entrepreneurs’ and MSMEs’ Resilience

Project No: 510000047 (ADGF), 510000054 (KEMPLOYER),

515001011 (SEF)

Tender: International Competitive Bidding (ICB):

Tender for Consulting Services: “Project Implementation Consultant”

KfW Procurement ID: 512668

Postqualification / Fixed Budget Selection

Project measures: The overarching objective of the EU’s Western Balkans Guarantee is to support sustainable socio-economic development and regional integration, particularly boosting the region’s competitiveness and job creation. Specifically, the Project aims at responding to the challenges outlined above at different levels through the following intervention logic:

  • The main output of the Project will be to provide risk-sharing to credit guarantee funds (CGF or Employers) in the Western Balkans, specifically in Albania, Kosovo and Serbia.
  • The CGFs in turn, provide risk-sharing to their partner financial institutions (PFIs) to promote PFIs’ capacity and willingness to unlock financing for economically viable MSMEs.
  • This will generate impact at the level of the MSMEs by enhancing access to formal financing for short term liquidity and investments, thereby supporting their response to Covid-19 and Russia’s invasion of Ukraine. Thanks to the Project’s impact, MSMEs will be able to contribute to economic recovery by maintaining & creating jobs and income.

To receive the Postqualification documentation, please contact Tender Agent (Rene Meyer) under [email protected].

Procurement framework: This ICB tender for Consulting Services is subject to KfW´s “Guidelines for the Procurement of Consulting Services, Works, Plant, Goods and Non-Consulting Services in Financial Cooperation with Partner Countries” (2019, 3rd update 2024 / available on www.kfw-entwicklungsbank.de).

Requested Consultant Services: The Consultant is expected to conduct the following main tasks:

  • Supporting the Employers by drafting workplans required by the EU
  • Validating and countersigning “Counter-Guarantee Notifications” when a Employer plans to include a guarantee provided to a PFI under the EU Guarantee
  • Ex-ante screening claims by PFIs under the EU Guarantee to ensure only eligible losses are included in disbursement requests by the Employers to KfW;
  • Supporting each Employers by compiling Progress Reports as including data tables and formulating concise summaries based on information provided by Employers;
  • Supporting each Employer by compiling a final report
  • Supporting the Employers by compiling the Financial Reporting to the EU;
  • Communication and Visibility (C&V) Activities on the Project

EU-KfW Western Balkans Guarantee Launched to Strengthen MSMEs Access to Finance in Albania

January 22, 2026

A decade of partnership and gratitude – ADGF thanks partner financial institutions

November 5, 2025

Welcoming speech of the Executive Director, Ms. Gertjana Drita at the ADGF 10th anniversary ceremony

November 5, 2025

Albanian Development Guarantee Foundation – ADGF celebrates its 10th anniversary with an evening of gratitude and partnership

November 5, 2025

Call for submission of Proposals

July 1, 2025

Gertjana Drita

Executive Director

Gertjana joined ADGF at the beginning of 2020 and currently holds the position of Executive Director at the foundation.
She has more than 15 years of experience in the banking system, covering management positions in Human Resources Management and Small & Medium Enterprises Business Department.
Gertjana has graduated in Finance & Accounting at University of Tirana and has participated in many international development trainings programs.

Laureta Domi

Chief Guarantee Officer

Laureta joined ADGF at the beginning of 2022 and currently holds the position of Chief Guarantee Officer at the foundation.
She is an experienced Finance and Banking Senior Manager with 19 years in team building, leadership, sales force effectiveness, customer experience and portfolio management.
Laureta has a Bachelor’s degree and Master of Science degree in Management from the Faculty of Economy, University of Tirana, as well as a Master Degree in Finance and Banking from the Institute Universitaire Kort Bosch, in Switzerland besides many certificated courses and trainings. She also lectures as a visiting professor in Aleksandër Moisiu University.

Ermir Çoba

Agro & RE Portfolio Manager

Ermir joined ADGF in May 2022 and is responsible for managing the Agro and Energy Efficiency/ Renewable Energy guarantee portfolio.
He has about 15 years of experience in the banking and microfinance system, holding several positions, related to credit financial analysis, risk reporting and risk assessment.
Ermir graduated in Accounting at the University of Tirana and also holds several national and international certifications in the field of accounting, risk management, financial analysis, agriculture lending, etc.

Aurela Tomini

Portfolio Manager

Aurela joined ADGF in November 2025 as a Portfolio Manager.
She is an experienced banking professional with two decades in the financial industry, having held diverse roles in sales, risk management, and product development.
Aurela graduated from the Agricultural University of Tirana, earning her Bachelor’s degree in Agri-Business in 2005. Throughout her career, she has also completed numerous professional trainings that have further strengthened her expertise in banking operations, credit processes, and financial analysis.

Besiana Lika

Chief Financial Officer & Risk Manager

Besiana joined ADGF in 2016 and is responsible for the financial management and the risk aspects of the foundation. Also, she serves as the Secretary to the Board of Directors.
She has a background in finance, accounting, risk and business analytics.
Besiana earned a Bachelor degree in Finance & Accounting in 2012 and a Master of Science in Finance in 2014, in the Faculty of Economy at the University of Tirana. Since her graduation, she is also working as a part time lecturer at the Faculty of Economy.

Stelina Shefqeti

Finance & Administration Officer

Stelina joined ADGF in 2021 and is responsible for the financial and administrative activities of the foundation.
Stelina earned a Bachelor’s degree in Finance in 2020 and a Master of Science in Finance in 2022 from the Faculty of Economy, University of Tirana. In addition, she has pursued several professional courses and trainings focused on accounting, financial analysis and financial modeling.