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Call for submission of Proposals

Consulting

Services

(MSME Finance / Technical Assistance)

Deadline: August 08, 2025

(2 pm CET)

 

Countries: Regional (Albania / Kosovo / Serbia)

Project Executing Agencies (PEA) / Employers:

1.

Albanian Development Guarantee Foundation

Rr. “Abdi Toptani”

Torre Drini, Kati 9, Nr. 93

Tirana

Albania

2.

Kosovo Credit Guarantee Fund

Njazi Alishani No. 5

1000 Pristina

Republic of Kosovo

3.

Serbian Entrepreneurship Foundation

Vladimira Popovica Street No. 6

Belgrade, New Belgrade

Serbia

 

Deadline of Submission of Proposals: August 8th, 2025 (2 pm CET)

E-procurement through Exficon only

Project: EU-KfW Western Balkans Guarantee – Supporting Entrepreneurs’ and MSMEs’ Resilience

Project No: 510000047 (ADGF), 510000054 (KEMPLOYER),

515001011 (SEF)

Tender: International Competitive Bidding (ICB):

Tender for Consulting Services: “Project Implementation Consultant”

KfW Procurement ID: 512668

Postqualification / Fixed Budget Selection

Project measures: The overarching objective of the EU’s Western Balkans Guarantee is to support sustainable socio-economic development and regional integration, particularly boosting the region’s competitiveness and job creation. Specifically, the Project aims at responding to the challenges outlined above at different levels through the following intervention logic:

  • The main output of the Project will be to provide risk-sharing to credit guarantee funds (CGF or Employers) in the Western Balkans, specifically in Albania, Kosovo and Serbia.
  • The CGFs in turn, provide risk-sharing to their partner financial institutions (PFIs) to promote PFIs’ capacity and willingness to unlock financing for economically viable MSMEs.
  • This will generate impact at the level of the MSMEs by enhancing access to formal financing for short term liquidity and investments, thereby supporting their response to Covid-19 and Russia’s invasion of Ukraine. Thanks to the Project’s impact, MSMEs will be able to contribute to economic recovery by maintaining & creating jobs and income.

To receive the Postqualification documentation, please contact Tender Agent (Rene Meyer) under [email protected].

Procurement framework: This ICB tender for Consulting Services is subject to KfW´s “Guidelines for the Procurement of Consulting Services, Works, Plant, Goods and Non-Consulting Services in Financial Cooperation with Partner Countries” (2019, 3rd update 2024 / available on www.kfw-entwicklungsbank.de).

Requested Consultant Services: The Consultant is expected to conduct the following main tasks:

  • Supporting the Employers by drafting workplans required by the EU
  • Validating and countersigning “Counter-Guarantee Notifications” when a Employer plans to include a guarantee provided to a PFI under the EU Guarantee
  • Ex-ante screening claims by PFIs under the EU Guarantee to ensure only eligible losses are included in disbursement requests by the Employers to KfW;
  • Supporting each Employers by compiling Progress Reports as including data tables and formulating concise summaries based on information provided by Employers;
  • Supporting each Employer by compiling a final report
  • Supporting the Employers by compiling the Financial Reporting to the EU;
  • Communication and Visibility (C&V) Activities on the Project

ADGF Renews Partnership with Raiffeisen Bank Albania to Strengthen MSME Support under the EU–KfW Western Balkans Guarantee Programme

July 15, 2026

Job Vacancy – Compliance and Reporting Officer

July 9, 2026

Intesa Sanpaolo Bank Albania and Albanian Development Guarantee Foundation renew their partnership to support sustainable business growth

July 8, 2026

ADGF Strengthens Support for the Microfinance Sector through Partnership with ASF – Agro Social Fund

June 5, 2026

ADGF Officially Becomes a Member of AECM

May 21, 2026

Rüdiger Hartmann

Board Member nominated by KfW

Rüdiger Hartmann has over 30 years of professional experience in development banking, primarily in senior management roles at KfW. His career has encompassed financial-sector development, development economics, evaluation, international cooperation, regulation and credit guarantee schemes. He established and led KfW's independent Evaluation Unit and later headed departments responsible for cooperation with Latin America and the Caribbean, as well as the development of instruments, regulation and procedures for German Financial Cooperation. He also served as Director of KfW's Belgrade office, where he followed SME financing programmes and the establishment and operation of the German-Serbian credit guarantee foundation. He currently serves on the Board of Directors of the Kosovo Credit Guarantee Fund (KCGF).

Senida Mesi

Independent Board Member

Senida Mesi is a development economist with more than 25 years of experience in banking, public administration, international consulting and institutional governance. She spent over 17 years in the banking sector, including senior executive and extended management board responsibilities at ProCredit Bank Albania, gaining extensive experience in banking operations, access to finance and organisational development.
From 2017 to 2019, she served as Deputy Prime Minister of Albania and was a Member of Parliament from 2017 to 2021, contributing to public administration, policymaking and institutional reform.
She currently works as an international consultant and serves on the Supervisory Boards of EIT Water and Albanian Digital Solution. She also holds international advisory and governance roles with organisations including the Council of Europe, ALDA and SDSN Europe.

Jonida Lakuriqi

Independent Board Member

Jonida Lakuriqi is a senior executive with more than 23 years of experience in law, governance, strategy and business. Her career spans telecommunications, technology, banking and infrastructure, including C-suite executive roles and extensive experience advising boards, government institutions, regulators and investors on complex mergers and acquisitions, privatisations, concessions and cross-border transformations.
Since 2018, she has been a key member of Vodafone Albania's leadership team as Director of Legal, Public Policy, Corporate & External Affairs, while also serving on the Executive Board and Administration Council.
She also serves as Chair of the Vodafone Albania Foundation Board and Vice President of the British Chamber of Commerce in Albania. Her areas of expertise include corporate governance, digital transformation and sustainable business.

John P. Khoury

Chairman of the Board | Independent Board Member

John P. Khoury has served as Chairman of the ADGF Board since the Foundation's inception. He currently also serves on bank boards, investment committees and risk management committees, and contributes to the management of MSME funds. With more than 30 years of international experience, he has established and managed financial institutions and advised multilateral organisations, governments, investors and financial institutions across several regions over the world. His work has focused particularly on financial-sector development, credit risk management, SME and microfinance programmes, and the design, establishment and management of credit guarantee funds. Mr. Khoury played an instrumental role in the establishment of ADGF in 2015.

Edvin Myftiu

Chief Risk Officer

Edvin leads risk management at ADGF as Chief Risk Officer, a position he assumed in June 2026.
A seasoned banker with more than 23 years in Albania's financial sector, he built his career across lending, branch, regional and district leadership, network sales and micro & small enterprise banking. That front-line credit experience shapes his approach at ADGF — managing risk with discipline while keeping the Foundation's guarantees working for Albanian MSMEs.
Edvin graduated in Agro-Business from the Agricultural University of Tirana in 2001 and has completed various trainings and certifications during his professional career.

Gertjana Drita

Executive Director

Gertjana joined ADGF at the beginning of 2020 and currently holds the position of Executive Director at the foundation.
She has more than 15 years of experience in the banking system, covering management positions in Human Resources Management and Small & Medium Enterprises Business Department.
Gertjana has graduated in Finance & Accounting at University of Tirana and has participated in many international development trainings programs.

Laureta Domi

Chief Guarantee Officer

Laureta joined ADGF at the beginning of 2022 and currently holds the position of Chief Guarantee Officer at the foundation.
She is an experienced Finance and Banking Senior Manager with 19 years in team building, leadership, sales force effectiveness, customer experience and portfolio management.
Laureta has a Bachelor’s degree and Master of Science degree in Management from the Faculty of Economy, University of Tirana, as well as a Master Degree in Finance and Banking from the Institute Universitaire Kort Bosch, in Switzerland besides many certificated courses and trainings. She also lectures as a visiting professor in Aleksandër Moisiu University.

Ermir Çoba

Agro & RE Portfolio Manager

Ermir joined ADGF in May 2022 and is responsible for managing the Agro and Energy Efficiency/ Renewable Energy guarantee portfolio.
He has about 15 years of experience in the banking and microfinance system, holding several positions, related to credit financial analysis, risk reporting and risk assessment.
Ermir graduated in Accounting at the University of Tirana and also holds several national and international certifications in the field of accounting, risk management, financial analysis, agriculture lending, etc.

Aurela Tomini

Portfolio Manager

Aurela joined ADGF in November 2025 as a Portfolio Manager.
She is an experienced banking professional with two decades in the financial industry, having held diverse roles in sales, risk management, and product development.
Aurela graduated from the Agricultural University of Tirana, earning her Bachelor’s degree in Agri-Business in 2005. Throughout her career, she has also completed numerous professional trainings that have further strengthened her expertise in banking operations, credit processes, and financial analysis.

Besiana Lika

Chief Financial Officer

Besiana joined ADGF in 2016 and is responsible for the financial management of the foundation.
Also, she serves as the Secretary to the Board of Directors.
She has a background in finance, accounting, risk and business analytics.
Besiana earned a Bachelor degree in Finance & Accounting in 2012 and a Master of Science in Finance in 2014, in the Faculty of Economy at the University of Tirana. Since her graduation, she is also working as a part time lecturer at the Faculty of Economy.

Stelina Shefqeti

Finance & Administration Officer

Stelina joined ADGF in 2021 and is responsible for the financial and administrative activities of the foundation.
Stelina earned a Bachelor’s degree in Finance in 2020 and a Master of Science in Finance in 2022 from the Faculty of Economy, University of Tirana. In addition, she has pursued several professional courses and trainings focused on accounting, financial analysis and financial modeling.